5
Deposit & Withdrawal
How clients fund and withdraw from their trading accounts
💳 5.1 Deposit & Withdrawal
- Fast and secure deposits & withdrawals via USDT or Bank Transfer (QR Code)
- Multiple payment methods available in most countries
- Users can prioritize the USDT gateway for faster transactions
📋 5.2 Transaction Rules
- USDT: Withdrawals must be made to the same wallet address used for deposits
- Bank: Deposits and withdrawals must use a bank account under the same account holder's name
- All transactions comply with identity verification (KYC) requirements
🔐 5.3 Processing & Security
- Withdrawals are completed within 5 minutes
- Funds are sent directly to the user's registered bank account or USDT wallet
- Protected by multi-layer authentication, data encryption, and 24/7 transaction monitoring
- Transaction history and status updates are available for full transparency
⚠️ 5.4 Fee Notes
- WeGolden covers all deposit and withdrawal gateway fees
- No fees are charged to normal clients
- WeGolden may apply fees to accounts with little/no trading activity, or suspected abuse through excessive deposits and withdrawals, in accordance with company regulations
💰 5.5 Savings Feature
Purpose
The Savings program allows clients to earn additional returns from idle funds. Clients can choose from multiple savings plans with different lock-up periods and fixed interest rates. Longer lock-up periods provide higher returns, while shorter terms offer greater flexibility.
General Conditions
- Minimum investment: 5,000 USD for all savings plans
- The interest rate is fixed for the entire investment term
- Clients may withdraw funds before maturity; however, an Early Withdrawal Penalty will apply based on the selected plan
Available Savings Plans
| Savings Plan | Lock Period | Interest Rate | Expected Profit | Early Withdrawal Penalty |
|---|---|---|---|---|
| Excellence Premier | 360 days | 3.00% | 150 USD | N/A |
| Excellence Advance | 180 days | 1.50% | 75 USD | 112.5 USD |
| Excellence Growth | 120 days | 0.93% | 46.5 USD | 70 USD |
| Excellence Flex | 60 days | 0.43% | 21.5 USD | 32.5 USD |
| Excellence Short-Term | 30 days | 0.20% | 10 USD | 15 USD |
Figures above are illustrative, based on a 5,000 USD investment for the full lock-up term.
Key Points for Customer Support
- All savings plans require a minimum investment of 5,000 USD
- The displayed interest rate and expected profit apply to the entire investment term, not on a monthly basis
- Clients should select a plan based on their investment goals:
- 360 days: Highest return, suitable for long-term investors
- 180–120 days: Balanced option between returns and flexibility
- 60–30 days: Best for clients who prioritize liquidity and shorter commitment periods
- Early withdrawal is permitted but will incur the applicable Early Withdrawal Penalty for the selected savings plan
- Before subscribing, ensure clients understand the lock-up period, expected return, and any applicable early withdrawal penalty